---
title: Advisory for owners | Ashcombe & Reed, CPAs
description: Cash-flow forecasts, entity choice, owner compensation and a standing monthly review with your partner.
---
[Skip to main content](https://www.nopethemes.com/tickmark/services/advisory#main-content)
Next deadline: [extended individual returns, Oct 15 →](https://www.nopethemes.com/tickmark/tax-calendar?hsLang=en)
[Documentation](https://www.nopethemes.com/tickmark/documentation?hsLang=en)·[Client portal](https://www.nopethemes.com/tickmark/client-portal?hsLang=en)·[(212) 555-0148](tel:+12125550148)
[](https://www.nopethemes.com/tickmark/home?hsLang=en)
- Services
Services
- [Tax preparation & planningBusiness and personal returns, planned before year end.](https://www.nopethemes.com/tickmark/services/tax-preparation?hsLang=en)
- [Bookkeeping & monthly closeReconciled books, closed by the 10th of every month.](https://www.nopethemes.com/tickmark/services/bookkeeping?hsLang=en)
- [AdvisoryCash-flow forecasts, entity choices and a monthly review.](https://www.nopethemes.com/tickmark/services/advisory?hsLang=en)
- [Audit & assuranceReviews, compilations and audits for lenders and boards.](https://www.nopethemes.com/tickmark/services/audit?hsLang=en)
[All services](https://www.nopethemes.com/tickmark/services?hsLang=en)
Free consultation
An hour with a partner, free.
Bring last year's return. You leave with a written scope and a fixed fee.
[Book a consultation](https://www.nopethemes.com/tickmark/contact?hsLang=en)
- Industries
- [Dental & medicalPractice entities, owner pay, buy-ins.](https://www.nopethemes.com/tickmark/industries/medical-and-dental?hsLang=en)
- [ConstructionJob costing and bonding statements.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [RestaurantsTips, payroll and food-cost reporting.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [NonprofitsForm 990, restricted funds, audits.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [Retail & tradesInventory, sales tax and seasonal cash.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [Real estateRentals, 1031 exchanges, depreciation.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
[All industries](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- Partners
- [ Eleanor AshcombeManaging partner · tax](https://www.nopethemes.com/tickmark/partners/eleanor-ashcombe?hsLang=en)
- [ Daniel ReedTax partner · CPA, CFP](https://www.nopethemes.com/tickmark/partners/daniel-reed?hsLang=en)
- [ Denise CarterAudit partner](https://www.nopethemes.com/tickmark/partners/denise-carter?hsLang=en)
- [ Robert HaleAdvisory partner](https://www.nopethemes.com/tickmark/partners?hsLang=en)
[Meet the firm](https://www.nopethemes.com/tickmark/partners?hsLang=en)
- [Fees](https://www.nopethemes.com/tickmark/fees?hsLang=en)
- [Tax calendar](https://www.nopethemes.com/tickmark/tax-calendar?hsLang=en)
- [Blog](https://www.nopethemes.com/tickmark/blog?hsLang=en)
- [Contact](https://www.nopethemes.com/tickmark/contact?hsLang=en)
[Client portal](https://www.nopethemes.com/tickmark/client-portal?hsLang=en) [Book a consultationBook now](https://www.nopethemes.com/tickmark/contact?hsLang=en)
- Services
- [Tax preparation & planningBusiness and personal returns, planned before year end.](https://www.nopethemes.com/tickmark/services/tax-preparation?hsLang=en)
- [Bookkeeping & monthly closeReconciled books, closed by the 10th of every month.](https://www.nopethemes.com/tickmark/services/bookkeeping?hsLang=en)
- [AdvisoryCash-flow forecasts, entity choices and a monthly review.](https://www.nopethemes.com/tickmark/services/advisory?hsLang=en)
- [Audit & assuranceReviews, compilations and audits for lenders and boards.](https://www.nopethemes.com/tickmark/services/audit?hsLang=en)
[All services](https://www.nopethemes.com/tickmark/services?hsLang=en)
- Industries
- [Dental & medicalPractice entities, owner pay, buy-ins.](https://www.nopethemes.com/tickmark/industries/medical-and-dental?hsLang=en)
- [ConstructionJob costing and bonding statements.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [RestaurantsTips, payroll and food-cost reporting.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [NonprofitsForm 990, restricted funds, audits.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [Retail & tradesInventory, sales tax and seasonal cash.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [Real estateRentals, 1031 exchanges, depreciation.](https://www.nopethemes.com/tickmark/industries?hsLang=en)
[All industries](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- Partners
- [ Eleanor AshcombeManaging partner · tax](https://www.nopethemes.com/tickmark/partners/eleanor-ashcombe?hsLang=en)
- [ Daniel ReedTax partner · CPA, CFP](https://www.nopethemes.com/tickmark/partners/daniel-reed?hsLang=en)
- [ Denise CarterAudit partner](https://www.nopethemes.com/tickmark/partners/denise-carter?hsLang=en)
- [ Robert HaleAdvisory partner](https://www.nopethemes.com/tickmark/partners?hsLang=en)
[Meet the firm](https://www.nopethemes.com/tickmark/partners?hsLang=en)
- [Fees](https://www.nopethemes.com/tickmark/fees?hsLang=en)
- [Tax calendar](https://www.nopethemes.com/tickmark/tax-calendar?hsLang=en)
- [Blog](https://www.nopethemes.com/tickmark/blog?hsLang=en)
- [Contact](https://www.nopethemes.com/tickmark/contact?hsLang=en)
[Client portal](https://www.nopethemes.com/tickmark/client-portal?hsLang=en)[Book a consultation](https://www.nopethemes.com/tickmark/contact?hsLang=en)
[Documentation](https://www.nopethemes.com/tickmark/documentation?hsLang=en)[Client portal](https://www.nopethemes.com/tickmark/client-portal?hsLang=en)[(212) 555-0148](tel:+12125550148)
Advisory
# Decide with the numbers, *not after them.*
Cash-flow forecasts, entity decisions, pricing and hiring plans, reviewed with your partner every month.
[Book a consultation →](https://www.nopethemes.com/tickmark/services/advisory#consult)[See the fees](https://www.nopethemes.com/tickmark/fees?hsLang=en)
**From $1,800** / month**12 months** rolling forecast
## A partner in the room when it matters.
Advisory clients get a rolling forecast, a monthly meeting and a partner on call for the decisions that don't wait: a hire, a lease, a lender.
[Book a consultation](https://www.nopethemes.com/tickmark/contact?hsLang=en)
- Rolling 12-month cash-flow forecast
- Monthly partner meeting
- Entity and owner-pay reviews
- Lender and board packs
## How a month runs
1. **1**
### Week 1
Books close and the forecast rolls forward.
2. **2**
### Week 2
Your partner flags what changed and why.
3. **3**
### Week 3
Monthly meeting: decisions, not just numbers.
4. **4**
### Any day
Questions answered within one business day.
## Fees
Fixed. Your letter sets the figure before we start.
Most chosen
### Advisory
$1,800 / month
Forecast, monthly meeting and a partner on call.
- Rolling cash-flow forecast
- Monthly partner meeting
- Lender and board packs
[Book a consultation](https://www.nopethemes.com/tickmark/services/advisory#consult)
### Advisory + books
$2,400 / month
Everything in Advisory with the monthly close included.
- Everything in Advisory
- Books closed by the 10th
- Payroll and sales tax filings
[Book a consultation](https://www.nopethemes.com/tickmark/services/advisory#consult)
Project work such as a sale or acquisition is quoted on scope.
Estimators
## What you will owe, and what we would charge
Two quick estimates from the figures you already know. Your partner confirms both at the first consultation.
Quarterly tax
Monthly fee
Net business profit this year
$
Revenue minus expenses, before your own draws.
Other income
$
Wages, interest, a spouse’s pay on a joint return.
Filing status
SingleMarried filing jointlyMarried filing separatelyHead of household
Tax already withheld or paid
$
Withholding from wages plus estimates paid so far.
Pay each quarter
Estimated tax for the year
Taxable income
Self-employment tax
Federal income tax
Already withheld or paid
Still to pay
Payment dates
- Apr 15, 20261st payment
- Jun 15, 20262nd payment
- Sep 15, 20263rd payment
- Jan 15, 20274th payment
[Book a planning call](https://www.nopethemes.com/tickmark/contact?hsLang=en)
Transactions a month
Bank and card accounts
People on payroll
Estimated monthly fee
/ month
Base fee
Transactions
Extra accounts
Payroll
Your engagement letter fixes the fee before work begins.
[Book a planning call](https://www.nopethemes.com/tickmark/contact?hsLang=en)
An estimate for planning, not tax advice. It leaves out credits, the QBI deduction, state tax and anything else particular to you. Your partner works out the real figure with you.
★★★★★
> “We hired two crews last spring because the forecast said we could. It was right.”
Marcus Hayes
Hayes Building Co. · client since 2014
## Questions clients ask
Who is advisory for?
Owner-run businesses from about $1M to $25M in revenue that make decisions every month.
Do I need your bookkeeping too?
No, but the forecast is only as good as the books. Most advisory clients add the monthly close.
Can you help us get a loan?
Yes. We prepare the lender pack and sit in on the meeting if you want us there.
Free consultation
## Bring last year’s return. We’ll take it from there.
An hour with a partner, at our office in New York or Montclair or by video. You leave with a written scope and a fixed fee.
What to bring
- Last year’s federal and state returns
- Recent bank and card statements
- Any IRS or state notices you have received
 **Eleanor Ashcombe**Managing partner · takes most first consultations
Tell us about your business
A partner replies within one business day.
[](https://www.nopethemes.com/tickmark/home?hsLang=en)
CPAs for owner-run businesses and the families behind them.
118 West 27th Street, New York21 Church Street, Montclair
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Services
- [Tax preparation](https://www.nopethemes.com/tickmark/services/tax-preparation?hsLang=en)
- [Bookkeeping](https://www.nopethemes.com/tickmark/services/bookkeeping?hsLang=en)
- [Advisory](https://www.nopethemes.com/tickmark/services/advisory?hsLang=en)
- [Audit](https://www.nopethemes.com/tickmark/services/audit?hsLang=en)
Industries
- [Dental & medical](https://www.nopethemes.com/tickmark/industries/medical-and-dental?hsLang=en)
- [Construction](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [Restaurants](https://www.nopethemes.com/tickmark/industries?hsLang=en)
- [Nonprofits](https://www.nopethemes.com/tickmark/industries?hsLang=en)
Firm
- [Partners](https://www.nopethemes.com/tickmark/partners?hsLang=en)
- [Fees](https://www.nopethemes.com/tickmark/fees?hsLang=en)
- [Tax calendar](https://www.nopethemes.com/tickmark/tax-calendar?hsLang=en)
- [Blog](https://www.nopethemes.com/tickmark/blog?hsLang=en)
Clients
- [Client portal](https://www.nopethemes.com/tickmark/client-portal?hsLang=en)
- [Contact](https://www.nopethemes.com/tickmark/contact?hsLang=en)
- [(212) 555-0148](tel:+12125550148)
- [Email us](mailto:hello@ashcombe-reed.com)
Theme
- [Documentation](https://www.nopethemes.com/tickmark/documentation?hsLang=en)
- [LP 1 · Consultation](https://www.nopethemes.com/tickmark/free-consultation?hsLang=en)
- [LP 2 · Checklist](https://www.nopethemes.com/tickmark/tax-season-checklist?hsLang=en)
- [LP 3 · Year-end](https://www.nopethemes.com/tickmark/year-end-planning?hsLang=en)
© 2026 Ashcombe & Reed, CPAs · Licensed in NY and NJ · AICPA member
[Privacy](https://www.nopethemes.com/tickmark/legal#privacy)·[Terms](https://www.nopethemes.com/tickmark/legal#terms)
```json
{
"@context" : "https://schema.org",
"@type" : "FAQPage",
"mainEntity" : [ {
"@type" : "Question",
"acceptedAnswer" : {
"@type" : "Answer",
"text" : "Owner-run businesses from about $1M to $25M in revenue that make decisions every month."
},
"name" : "Who is advisory for?"
}, {
"@type" : "Question",
"acceptedAnswer" : {
"@type" : "Answer",
"text" : "No, but the forecast is only as good as the books. Most advisory clients add the monthly close."
},
"name" : "Do I need your bookkeeping too?"
}, {
"@type" : "Question",
"acceptedAnswer" : {
"@type" : "Answer",
"text" : "Yes. We prepare the lender pack and sit in on the meeting if you want us there."
},
"name" : "Can you help us get a loan?"
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}
```