We accept all major plans.
Aetna, Anthem, Blue Shield, Cigna, UnitedHealthcare, and Medicare — all in-network. Out-of-network claims supported on request. Cash-pay pricing posted online and quoted before any visit.
Plans we accept.
What's typically covered.
Coverage varies by plan, but here's how most visits and services fall under a standard PPO or HMO. We confirm specifics before every appointment.
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01
Routine visits — fully covered
Annual wellness exams, preventive screenings, vaccines, and well-child visits are covered at 100% by every plan we accept. No copay, no deductible required under ACA preventive care rules.
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02
Labs & imaging — copay applies
In-house labs and basic imaging fall under your standard copay or coinsurance. We post the cash price up front for anyone choosing to self-pay, and we won't run a test without quoting cost first.
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03
Specialist referrals — pre-auth needed
Most plans require pre-authorization before referring to a specialist. We handle the paperwork end-to-end and follow up with your insurer so you don't get a surprise denial weeks later.
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04
Telehealth — same as in-person
Every plan we accept covers telehealth at the same rate as an office visit. Same doctor, same chart, same copay — just over video. Same-day slots available before noon every weekday.
Three promises on the financial side.
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No surprise bills
If a procedure or test isn't covered, you'll know before it happens. We never run anything without confirming cost and getting your sign-off first.
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Pre-visit cost estimate
Anyone paying cash or with a high-deductible plan gets a written estimate before the appointment. The number we quote is the number you pay.
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Flexible payment plans
Any bill over $300 can be split into interest-free monthly payments. We'll set it up at checkout, no application or credit pull needed.
Insurance & billing, answered.
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What if my plan isn't listed?
Call us with your member ID and we'll check eligibility within one business day. If we're out-of-network for your plan, we can still see you on a cash-pay basis and submit a superbill for you to file with your insurer for partial reimbursement.
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Do I need a referral to see a Linden doctor?
Not for PPO plans — book directly with any of our clinicians. HMO plans usually require a referral from your assigned PCP; if you want to make a Linden doctor your PCP, we can help you switch through your insurer in about a week.
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Are vaccines covered?
Yes. All ACIP-recommended vaccines (flu, COVID, MMR, Tdap, HPV, shingles, pneumococcal, etc.) are covered at 100% under preventive care by every plan we accept. No copay, no deductible.
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What's the cost without insurance?
Cash prices are posted on our pricing page. A new-patient visit is $295 (60 minutes), follow-ups are $165 (30 minutes), and same-day urgent visits are $195. Common labs and procedures are individually priced and quoted before they're run.
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Can I use HSA or FSA for visits?
Yes — copays, deductibles, cash-pay visits, and most procedures are HSA/FSA-eligible. We accept HSA/FSA debit cards directly, or you can pay any other way and we'll itemize a receipt you can submit for reimbursement.
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How do you handle out-of-network claims?
If you have out-of-network benefits, we'll submit the claim on your behalf and your insurer will reimburse you directly based on your plan's OON rate. We'll provide a coded superbill and follow up with the payer if anything stalls.
Not sure if you're covered?
Send us your insurer and member ID and we'll verify your benefits — copay, deductible, coinsurance, and whether you need a referral — within one business day. No commitment, no obligation to book.