--- title: The Case for Active Tax Management description: Why reviewing taxes through the year, rather than once in April, changes what a portfolio keeps, and the questions to bring to your next review. image: https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-wealth-management/images/templates/helper-img-9.jpg --- [Skip to main content](https://www.nopethemes.com/harrington-co-blog/blog/active-tax-management#main-content) [![Harrington & Co .](https://www.nopethemes.com/hubfs/harrington-co-logo.png)](https://www.nopethemes.com/harrington-co/homepage) - [Home](https://www.nopethemes.com/harrington-co/homepage) - [Services](https://www.nopethemes.com/harrington-co/services) - [Advisors](https://www.nopethemes.com/harrington-co/advisors) - [About](https://www.nopethemes.com/harrington-co/about) - [Blog](https://www.nopethemes.com/harrington-co-blog/blog) - [Contact](https://www.nopethemes.com/harrington-co/contact) [Schedule a Call](https://www.nopethemes.com/harrington-co/contact) - [Home](https://www.nopethemes.com/harrington-co/homepage) - [Services](https://www.nopethemes.com/harrington-co/services) - [Advisors](https://www.nopethemes.com/harrington-co/advisors) - [About](https://www.nopethemes.com/harrington-co/about) - [Blog](https://www.nopethemes.com/harrington-co-blog/blog) - [Contact](https://www.nopethemes.com/harrington-co/contact) - [Schedule a Call](https://www.nopethemes.com/harrington-co/contact) # The Case for Active Tax Management Why reviewing taxes through the year, rather than once in April, changes what a portfolio keeps, and the questions to bring to your next review. [![Studio Nope](https://www.nopethemes.com/hubfs/studio-nope-logo-round-2.png) Studio Nope](https://www.nopethemes.com/harrington-co-blog/blog/author/studio-nope) October 22, 2026 ![The Case for Active Tax Management](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-wealth-management/images/templates/helper-img-9.jpg) ## Table of Contents Most people meet their tax picture once a year, when a return is due and every decision that shaped it has already been made. Active tax management moves that conversation into the rest of the year, when there is still time to act on it. ## What it covers The work sits in a handful of recurring decisions: which account a new investment goes into, when gains and losses are realised, how withdrawals are sequenced in retirement, and how charitable giving is timed. None of these is complicated on its own. The value comes from looking at them together and on a schedule. ## Where it tends to matter most - **Asset location.** Holding income-producing investments in tax-deferred accounts and growth-oriented ones in taxable accounts can change what a household keeps over time. - **Loss harvesting.** A market dip is an opportunity to realise a loss and offset gains elsewhere, within the wash-sale rules. - **Roth conversions.** Years with lower income, such as the gap between retirement and required distributions, can be a window to convert at a lower rate. - **Giving.** Donating appreciated shares or using a donor-advised fund can do more for a cause than a cash gift of the same size. ## Questions to bring to your next review Which accounts hold which investments, and why? Have any positions fallen below what you paid for them this year? Is there a year ahead when your income will drop? Your advisor and your tax professional should be able to answer each of these with your own numbers. *This article is for educational purposes and is not tax or investment advice. Speak with a qualified tax professional before acting on any strategy described here.* ### Share this article ![Studio Nope](https://www.nopethemes.com/hubfs/studio-nope-logo-round-2.png) Written by ### [Studio Nope](https://www.nopethemes.com/harrington-co-blog/blog/author/studio-nope) Studio Nope designs and builds fast, clean HubSpot CMS websites and custom themes for teams that care about performance, editing experience, and reliable tracking. ## Comments ## More to Read [![A Year-End Planning Checklist](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-wealth-management/images/templates/helper-img-11.jpg)](https://www.nopethemes.com/harrington-co-blog/blog/year-end-planning-checklist) ### [A Year-End Planning Checklist](https://www.nopethemes.com/harrington-co-blog/blog/year-end-planning-checklist) October 22, 2026 [![Planning for Generational Wealth Transfer](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-wealth-management/images/templates/helper-img-10.jpg)](https://www.nopethemes.com/harrington-co-blog/blog/generational-wealth-transfer) ### [Planning for Generational Wealth Transfer](https://www.nopethemes.com/harrington-co-blog/blog/generational-wealth-transfer) October 22, 2026 [![How to Set Up Theme Settings in the Studio Nope Theme](https://www.nopethemes.com/hubfs/Imported_Blog_Media/getty-images-_4eCXzsktOc-unsplash-2.jpg)](https://www.nopethemes.com/harrington-co-blog/blog/how-to-set-up-theme-settings-in-the-studio-nope-theme) hubspot cms ### [How to Set Up Theme Settings in the Studio Nope Theme](https://www.nopethemes.com/harrington-co-blog/blog/how-to-set-up-theme-settings-in-the-studio-nope-theme) March 10, 2026 ![harrington-co-logo-negative](https://www.nopethemes.com/hubfs/harrington-co-logo-negative.png) Dedicated to building and preserving your wealth for generations. ###### Services - [All Services](https://www.nopethemes.com/harrington-co/services) - [Investment Management](https://www.nopethemes.com/harrington-co/services/investment-management) - [Retirement Planning](https://www.nopethemes.com/harrington-co/retirement-planning) - [Family Wealth Transfer](https://www.nopethemes.com/harrington-co/family-wealth) - [Financial Calculator](https://www.nopethemes.com/harrington-co/financial-calculator) - [Discovery Call](https://www.nopethemes.com/harrington-co/discovery-call) - [Advisor Profile](https://www.nopethemes.com/harrington-co/advisor-profile) ###### The Firm - [About](https://www.nopethemes.com/harrington-co/about) - [Advisors](https://www.nopethemes.com/harrington-co/advisors) - [Client Outcomes](https://www.nopethemes.com/harrington-co/client-outcomes) - [Testimonials](https://www.nopethemes.com/harrington-co/testimonials) - [News & Awards](https://www.nopethemes.com/harrington-co/news) - [Careers](https://www.nopethemes.com/harrington-co/careers) - [Events](https://www.nopethemes.com/harrington-co/events) - [Community](https://www.nopethemes.com/harrington-co/community) ###### Resources - [FAQ](https://www.nopethemes.com/harrington-co/faq) - [Documentation](https://www.nopethemes.com/harrington-co/documentation) - [Wealth Guide](https://www.nopethemes.com/harrington-co/wealth-guide) - [Locations](https://www.nopethemes.com/harrington-co/locations) - [Client Portal](https://www.nopethemes.com/harrington-co/client-portal) - [Contact](https://www.nopethemes.com/harrington-co/contact) - [Legal](https://www.nopethemes.com/harrington-co/legal) Harrington & Co Wealth Management is a registered investment adviser. 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