--- title: Everguard Insurance Agency — Independent Coverage You Can Trust description: Everguard is an independent insurance agency comparing rates from 50+ top carriers. Get auto, home, life, business insurance quotes. --- [Skip to main content](https://www.nopethemes.com/everguard/home#main-content) [![Everguard](https://www.nopethemes.com/hs-fs/hubfs/everguard-logo.png?width=140&height=105&name=everguard-logo.png "Everguard")](https://www.nopethemes.com/?hsLang=en) - Coverage expand\_more - About expand\_more - Resources expand\_more - [Contact](https://nopethemes.com/everguard/contact?hsLang=en) [Get a Quote](https://nopethemes.com/everguard/free-quote?hsLang=en) Coverage Options [shield All Coverage Types Browse all insurance products](https://nopethemes.com/everguard/services?hsLang=en) [description Coverage Detail Deep dive into each policy](https://nopethemes.com/everguard/service-detail?hsLang=en) [compare Coverage Comparison Compare plans side by side](https://nopethemes.com/everguard/comparison?hsLang=en) Plans & Pricing [payments Coverage Plans View plans and pricing tiers](https://nopethemes.com/everguard/pricing?hsLang=en) [star Why Choose Us What makes Everguard different](https://nopethemes.com/everguard/features?hsLang=en) Get Started [edit\_note Free Quote Get a personalized quote in minutes](https://nopethemes.com/everguard/free-quote?hsLang=en) [event\_available Open Enrollment Don't miss your enrollment window](https://nopethemes.com/everguard/open-enrollment?hsLang=en) [policy Free Policy Review See if you're overpaying](https://nopethemes.com/everguard/policy-review?hsLang=en) [calculate Savings Calculator Estimate your annual savings](https://nopethemes.com/everguard/savings-calculator?hsLang=en) [calendar\_month Book a Consultation Talk to a licensed agent](https://nopethemes.com/everguard/appointment?hsLang=en) [info About Our Agency Our story and mission](https://nopethemes.com/everguard/about?hsLang=en) [groups Our Agents Meet your local team](https://nopethemes.com/everguard/team?hsLang=en) [reviews Client Stories Hear from policyholders](https://nopethemes.com/everguard/testimonials?hsLang=en) [article Blog Insurance tips and guides](https://nopethemes.com/everguard/blog?hsLang=en) [help FAQs Common questions answered](https://nopethemes.com/everguard/faqs?hsLang=en) [assignment File a Claim Start your claim process](https://nopethemes.com/everguard/claims?hsLang=en) [library\_books Resources & Guides Insurance education center](https://nopethemes.com/everguard/resources?hsLang=en) [menu\_book Coverage Reference Detailed coverage documentation](https://nopethemes.com/everguard/documentation?hsLang=en) [event Open Enrollment Don't miss your enrollment window](https://nopethemes.com/everguard/open-enrollment?hsLang=en) - Coverage expand\_more Coverage Options [shield All Coverage Types](https://nopethemes.com/everguard/services?hsLang=en) [description Coverage Detail](https://nopethemes.com/everguard/service-detail?hsLang=en) [compare Coverage Comparison](https://nopethemes.com/everguard/comparison?hsLang=en) Plans & Pricing [payments Coverage Plans](https://nopethemes.com/everguard/pricing?hsLang=en) [star Why Choose Us](https://nopethemes.com/everguard/features?hsLang=en) Get Started [edit\_note Free Quote](https://nopethemes.com/everguard/free-quote?hsLang=en) [event\_available Open Enrollment](https://nopethemes.com/everguard/open-enrollment?hsLang=en) [policy Free Policy Review](https://nopethemes.com/everguard/policy-review?hsLang=en) [calculate Savings Calculator](https://nopethemes.com/everguard/savings-calculator?hsLang=en) [calendar\_month Book a Consultation](https://nopethemes.com/everguard/appointment?hsLang=en) - About expand\_more [info About Our Agency](https://nopethemes.com/everguard/about?hsLang=en) [groups Our Agents](https://nopethemes.com/everguard/team?hsLang=en) [reviews Client Stories](https://nopethemes.com/everguard/testimonials?hsLang=en) - Resources expand\_more [article Blog](https://nopethemes.com/everguard/blog?hsLang=en) [help FAQs](https://nopethemes.com/everguard/faqs?hsLang=en) [assignment File a Claim](https://nopethemes.com/everguard/claims?hsLang=en) [library\_books Resources & Guides](https://nopethemes.com/everguard/resources?hsLang=en) [menu\_book Coverage Reference](https://nopethemes.com/everguard/documentation?hsLang=en) [event Open Enrollment](https://nopethemes.com/everguard/open-enrollment?hsLang=en) - [Contact](https://nopethemes.com/everguard/contact?hsLang=en) [Get a Quote](https://nopethemes.com/everguard/free-quote?hsLang=en) Insurance You Can Trust # Protecting what matters most to you. From auto and home to life and business, Everguard helps families and companies across all 50 states find the right coverage at the right price. As an independent agency, we shop over 50 carriers so you do not have to. Get a free, personalized quote in minutes. [Get a Free Quote](https://nopethemes.com/everguard/contact?hsLang=en) [Explore Coverage](https://nopethemes.com/everguard/services?hsLang=en) Our Partners ## Trusted by leading carriers We work with top-rated insurance carriers to find you the best coverage at competitive rates. ![Placeholder logo 1](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/logo-placeholder-1.svg) ![Placeholder logo 2](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/logo-placeholder-2.svg) ![Placeholder logo 3](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/logo-placeholder-3.svg) ![Placeholder logo 4](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/logo-placeholder-4.svg) ![Placeholder logo 5](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/logo-placeholder-5.svg) ![Placeholder logo 1](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/logo-placeholder-1.svg) 15,000+ Policies Written 98% Client Satisfaction 50+ Carrier Partners 15+ Years in Business Coverage Options ## Insurance solutions for every need. Whether you are protecting your family, safeguarding your home, or insuring your business — we have comprehensive plans from top-rated carriers tailored to your unique situation and budget. - shield ### Auto Insurance Protect your vehicle with comprehensive coverage tailored to your needs. Learn more - home ### Home Insurance Safeguard your home and belongings against unexpected events. Learn more - favorite ### Life Insurance Secure your family's future with flexible life insurance plans. Learn more - health\_and\_safety ### Health Insurance Access quality healthcare with plans designed around your lifestyle. Learn more - business\_center ### Commercial Insurance Protect your business with tailored commercial coverage solutions. Learn more - travel\_explore ### Travel Insurance Travel with confidence knowing you're covered wherever you go. Learn more Why Everguard ## Your independent insurance advocate. Unlike captive agents who represent a single carrier, Everguard is an independent agency that shops the entire market on your behalf. Our licensed professionals analyze quotes from over 50 top-rated carriers to find the coverage that fits your life and your budget. We handle the comparisons, the paperwork, and the negotiations — so you get better protection at a lower price without the hassle. When it is time to file a claim, your agent advocates for you directly with the carrier, ensuring fair and timely settlements. [About Our Agency](https://nopethemes.com/everguard/about?hsLang=en) ![Insurance agent meeting with clients to review coverage options](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/helper-img-4.jpg) Simple Process ## Getting covered in three easy steps. We have streamlined the insurance process so you can go from unprotected to fully covered in as little as one conversation. share ### Tell Us Your Needs Share details about your property, vehicles, business, or family so we understand exactly what needs protection and how much coverage you require. compare ### We Shop 50+ Carriers Your dedicated agent compares quotes from over 50 top-rated insurance carriers to find the best combination of coverage, service, and price for your situation. verified\_user ### Get Covered & Save Choose the plan that fits your budget, sign your documents electronically, and enjoy peace of mind knowing you are fully protected — often at a lower rate than you were paying before. How It Works ## Filing a Claim Is Simple 1. 1 ### Report Your Claim Contact us by phone, email, or through our online portal to report your claim. Available 24/7. 2. 2 ### Claim Review Our team reviews your claim details and assigns a dedicated claims specialist to your case. 3. 3 ### Assessment We assess the damage or loss and work with trusted professionals to evaluate your claim fairly. 4. 4 ### Resolution Receive your settlement and get back to normal. We aim to resolve claims within 48 hours. Compare Plans ## Find the right level of protection. Not sure which coverage tier is right for you? Compare features, limits, and deductibles side by side to make an informed decision. Coverage Most Popular Essential From $89/mo Complete From $149/mo Premium From $229/mo Liability Coverage info check\_circle check\_circle check\_circle Collision Coverage info cancel check\_circle check\_circle Comprehensive Coverage info cancel check\_circle check\_circle Uninsured Motorist remove check\_circle check\_circle Roadside Assistance info cancel cancel check\_circle Rental Car Coverage cancel remove check\_circle Gap Insurance info cancel cancel check\_circle Deductible $1 000 $500 Claims Support Online 24/7 Phone Dedicated Agent Get Quote Get Quote Get Quote Most Popular Essential From $89/mo - Liability Coverage - - Collision Coverage cancel - Comprehensive Coverage check\_circle - Uninsured Motorist check\_circle - Roadside Assistance null - Rental Car Coverage null - Gap Insurance null - Deductible null - Claims Support null Get Quote Complete From $149/mo - Liability Coverage - - Collision Coverage cancel - Comprehensive Coverage check\_circle - Uninsured Motorist check\_circle - Roadside Assistance null - Rental Car Coverage null - Gap Insurance null - Deductible null - Claims Support null Get Quote Premium From $229/mo - Liability Coverage - - Collision Coverage cancel - Comprehensive Coverage check\_circle - Uninsured Motorist check\_circle - Roadside Assistance null - Rental Car Coverage null - Gap Insurance null - Deductible null - Claims Support null Get Quote Client Stories ## What our policyholders say. Real stories from real clients about their experience with Everguard — from claims advocacy to savings and service. format\_quote star star star star star > After a tree fell on our house during a nor easter, I was dreading the claims process. My agent Jennifer called me before I even had a chance to call her. She had an adjuster out the next morning and our claim was fully settled within ten days. The repairs were covered completely — no fights, no runaround. I have never experienced that level of advocacy from an insurance company. ![Michelle Torres](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/portrait-1.jpg) Michelle Torres Homeowner, Austin TX format\_quote star star star star star > We switched our entire fleet of 22 vehicles and our commercial property insurance to Everguard after getting a quote that was $12,400 less annually than what we were paying with our previous carrier. But the real difference is the service — our account manager knows our business inside and out and proactively reviews our coverage every quarter. ![David Nakamura](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/portrait-2.jpg) David Nakamura Owner, Nakamura Logistics format\_quote star star star star star > My agent Sarah took the time to walk me through every single option, explaining deductibles, liability limits, and umbrella coverage in plain English. She helped me bundle my auto and homeowners policies and I ended up paying less per month for significantly better coverage than I had before. I recommend Everguard to everyone I know. ![Rachel Goldstein](https://www.nopethemes.com/hubfs/raw_assets/public/studionope-for-insurance/images/templates/portrait-3.jpg) Rachel Goldstein Policyholder since 2019 Got Questions? ## Frequently Asked Questions Everything you need to know about our insurance services, coverage options, and claims process — answered by our licensed agents. What types of insurance do you offer? expand\_more We offer a comprehensive range of personal and commercial insurance products. For individuals and families, we provide auto, homeowners, renters, life, health, umbrella, motorcycle, boat, and recreational vehicle coverage. For businesses, we carry commercial property, general liability, workers compensation, commercial auto, professional liability (E&O), directors and officers (D&O), cyber liability, and business owners policies (BOP). We also specialize in high-value home insurance and collector vehicle coverage. How do I file a claim with Everguard? expand\_more Filing a claim is simple. You can call our 24/7 claims hotline at any time, submit a claim through our online portal, or contact your dedicated agent directly by phone, email, or text. Once we receive your claim, your agent personally follows up with the carrier on your behalf. Most claims are acknowledged within 24 hours and we aim to have an adjuster assigned within 48 hours. Your agent will keep you updated at every step until the claim is fully resolved. What is the advantage of using an independent insurance agent? expand\_more Independent agents work for you, not for any single insurance company. Because we are not captive to one carrier, we can compare rates, coverage options, and claims service ratings from over 50 top-rated carriers to find the best fit for your specific needs. Captive agents can only offer products from their one company, which means you may be missing better options. An independent agent also serves as your advocate when you file a claim — we negotiate on your behalf and push for fair, timely settlements. How can I lower my insurance premiums? expand\_more There are several proven strategies to reduce your premiums without sacrificing coverage. Bundling multiple policies (such as auto and home) often yields discounts of 15 to 25 percent. Increasing your deductible can lower your monthly payment significantly. Maintaining a clean driving record, improving your credit score, installing home security systems and smoke detectors, and asking about affinity group discounts all help as well. Your Everguard agent will conduct a full discount review during your consultation to make sure you are not leaving any savings on the table. Can I bundle my policies for a discount? expand\_more Absolutely. Bundling is one of the most effective ways to save on insurance. When you combine your auto and homeowners policies with the same carrier, most carriers offer a multi-policy discount of 15 to 25 percent. Some carriers extend additional discounts when you add umbrella, life, or recreational vehicle policies to your bundle. Your Everguard agent will calculate bundled pricing across multiple carriers to find the combination that gives you the strongest coverage at the lowest total premium. ## Ready to protect what matters? Get a personalized quote in minutes. No obligation, no pressure. [Get Your Free Quote](https://nopethemes.com/everguard/contact?hsLang=en) [![everguard-logo-negative](https://www.nopethemes.com/hubfs/everguard-logo-negative.png)](https://www.nopethemes.com/?hsLang=en) Independent insurance agency comparing rates from 50+ top-rated carriers to find you the best coverage. #### Coverage - [All Coverage Types](https://nopethemes.com/everguard/services?hsLang=en) - [Coverage Detail](https://nopethemes.com/everguard/service-detail?hsLang=en) - [Coverage Comparison](https://nopethemes.com/everguard/comparison?hsLang=en) - [Plans & Pricing](https://nopethemes.com/everguard/pricing?hsLang=en) - [Why Choose Us](https://nopethemes.com/everguard/features?hsLang=en) #### Company - [About Our Agency](https://nopethemes.com/everguard/about?hsLang=en) - [Our Agents](https://nopethemes.com/everguard/team?hsLang=en) - [Client Stories](https://nopethemes.com/everguard/testimonials?hsLang=en) - [Free Quote](https://nopethemes.com/everguard/free-quote?hsLang=en) - [Policy Review](https://nopethemes.com/everguard/policy-review?hsLang=en) - [Book a Consultation](https://nopethemes.com/everguard/appointment?hsLang=en) #### Resources - [Blog](https://nopethemes.com/everguard/blog?hsLang=en) - [FAQs](https://nopethemes.com/everguard/faqs?hsLang=en) - [File a Claim](https://nopethemes.com/everguard/claims?hsLang=en) - [Guides & Resources](https://nopethemes.com/everguard/resources?hsLang=en) - [Open Enrollment](https://nopethemes.com/everguard/open-enrollment?hsLang=en) - [Savings Calculator](https://nopethemes.com/everguard/savings-calculator?hsLang=en) #### Contact Us - location\_on123 Main Street, Suite 200 Austin, TX 78701 - call[(512) 555-0142](tel:+15125550142) - mail[info@everguard.com](mailto:info@everguard.com) - scheduleMon–Fri: 8am – 6pm Sat: 9am – 1pm [Book a Consultation](https://nopethemes.com/everguard/appointment?hsLang=en) © 2026 Everguard Insurance Agency. 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