Why Everguard

The independent advantage.

Being independent means we work for you — not the carrier. We compare rates across 50+ top-rated insurance companies to find you better coverage at a lower price. No sales quotas, no corporate mandates. Just honest advice from licensed agents who put your interests first.

Independent insurance agent consulting with client
What Sets Us Apart

Six reasons clients choose Everguard.

hub

Independent Agency

We are not tied to one carrier. We shop 50+ companies to find you the best deal.

compare_arrows

50+ Carriers

More options means better coverage at lower prices. We do the comparison work for you.

support_agent

24/7 Claims Support

When disaster strikes, we are here around the clock to guide you through the claims process.

location_on

Local & Licensed

Our agents live in the communities they serve. Every agent is state-licensed and background-checked.

savings

Bundle & Save

Combine policies and save up to 25%. We automatically check for every available discount.

workspace_premium

Certified Experts

Our agents hold industry certifications (CPCU, CIC, AAI) and complete continuing education annually.

Our Promise

We will never sell you coverage you do not need.

At Everguard, our reputation is built on trust — not commissions. We have a fiduciary duty to recommend what is right for you, not what pays us the highest commission. That means transparent pricing, honest conversations about what is covered AND what is not, and zero surprises at claim time. If we think you are overpaying, we will tell you. If we think you are underinsured, we will show you why. That is our promise — and it is why 98% of our clients stay year after year.

Agent shaking hands with satisfied client
Our Approach

Technology meets personal service.

We believe you should not have to choose between convenience and a personal touch. That is why we combine modern tools — online quoting, digital ID cards, a claims tracking portal, and e-signature documents — with the kind of old-school service that builds real relationships. Every client gets a dedicated agent, a direct phone line, and an annual coverage review to make sure your policies keep pace with your life.

Modern insurance technology with personal service
15+
Years in Business
50+
Carrier Partners
15,000+
Policies Written
98%
Client Satisfaction
Our Network

Backed by the industry's most trusted carriers.

Independent vs. Captive

See the difference an independent agent makes.

Coverage
Most Popular Essential From $89/mo
Complete From $149/mo
Premium From $229/mo
Liability Coverage info
check_circle
check_circle
check_circle
Collision Coverage info
cancel
check_circle
check_circle
Comprehensive Coverage info
cancel
check_circle
check_circle
Uninsured Motorist
remove
check_circle
check_circle
Roadside Assistance info
cancel
cancel
check_circle
Rental Car Coverage
cancel
remove
check_circle
Gap Insurance info
cancel
cancel
check_circle
Deductible
$1
000
$500
Claims Support
Online
24/7 Phone
Dedicated Agent
Most Popular
Essential From $89/mo
  • Liability Coverage -
  • Collision Coverage cancel
  • Comprehensive Coverage check_circle
  • Uninsured Motorist check_circle
  • Roadside Assistance null
  • Rental Car Coverage null
  • Gap Insurance null
  • Deductible null
  • Claims Support null
Complete From $149/mo
  • Liability Coverage -
  • Collision Coverage cancel
  • Comprehensive Coverage check_circle
  • Uninsured Motorist check_circle
  • Roadside Assistance null
  • Rental Car Coverage null
  • Gap Insurance null
  • Deductible null
  • Claims Support null
Premium From $229/mo
  • Liability Coverage -
  • Collision Coverage cancel
  • Comprehensive Coverage check_circle
  • Uninsured Motorist check_circle
  • Roadside Assistance null
  • Rental Car Coverage null
  • Gap Insurance null
  • Deductible null
  • Claims Support null
Client Stories

What our policyholders say about the Everguard difference.

format_quote
star star star star star
Our agent caught a gap in our liability coverage that our previous carrier never mentioned. That kind of expertise gives me real peace of mind knowing my family is properly protected.
Sarah Mitchell
Sarah Mitchell Homeowner, Phoenix AZ
format_quote
star star star star star
I switched from a big-name captive agent and saved over $1,400 a year on the same coverage. I wish I had known about independent agents sooner. Everguard genuinely shops for the best deal.
Marcus Johnson
Marcus Johnson Auto & Home Policyholder
format_quote
star star star star star
When a delivery truck hit our storefront, Everguard handled everything. They dealt with the other driver's insurance, got our claim expedited, and we were back in business in two weeks. They truly advocated for us.
Linda Chao
Linda Chao Owner, Chao Bakery & Cafe
FAQ

Questions about working with Everguard.

What services do you offer? expand_more

We offer a full range of digital services including web design, development, branding, and digital marketing.

How long does a typical project take? expand_more

Project timelines vary based on scope and complexity. A typical website project takes 4-8 weeks from kickoff to launch.

Do you offer ongoing support? expand_more

Yes, we offer various support and maintenance packages to keep your website running smoothly after launch.

Experience the Everguard difference.

Get a personalized quote from a licensed agent — no cost, no obligation.